BUY A HOME
Overview of the Home Buying Process
Congratulations on taking the exciting first step toward owning a home in Los Angeles! Whether you’re a first-time buyer or seasoned homeowner, navigating the L.A. market can feel complex — but with the right guidance, it becomes a smooth and rewarding experience. My goal is to help you feel confident, informed, and supported from start to finish. Welcome to your journey toward finding a place to call home.
Contact me to request a Buyer’s Packet designed to walk you through every stage of the home-buying process — from getting pre-approved and making offers to understanding California’s real estate contracts and closing escrow. You’ll also find helpful checklists, key terms, and insight into how the local markets work here in Los Angeles.
Step 1: Consultation & Representation
Discuss your goals, needs, and preferred neighborhoods.
Review and sign a Buyer Representation Agreement (CAR Form BRE).
Step 2: Mortgage Pre-Approval
Obtain a pre-approval letter from a lender to understand your price range.
Required documents typically include W-2s, bank statements, and credit reports.
Step 3: Home Search
Tour properties in person and online.
Evaluate commute, schools, amenities, and resale potential.
Step 4: Making an Offer
Offers are written on the CAR Residential Purchase Agreement (RPA).
Include earnest money (typically 1–3% of the purchase price).
Negotiate terms, contingencies, and timelines with the seller.
Step 5: Opening Escrow
After acceptance, escrow opens (usually 30–45 days).
Your deposit is held in a neutral escrow account.
Escrow ensures all funds and documents are properly handled.
Step 6: Inspections & Disclosures
Schedule a general home inspection and specialized reports (roof, sewer, termite, etc.).
Review disclosures including: Transfer Disclosure Statement (TDS) Seller Property Questionnaire (SPQ) Agent Visual Inspection Disclosure (AVID)
Request repairs or credits as needed.
Step 7: Appraisal & Loan Approval
Your lender orders an appraisal to confirm property value.
Complete underwriting and receive final loan approval.
Step 8: Closing & Key Delivery
Conduct a final walkthrough to verify property condition.
Sign closing documents with escrow and lender.
Once recorded with the Los Angeles County Recorder, you receive your keys!
WORK WITH CAESAR
Get assistance finding and negotiating your next home, or understanding market trends.
My goal is to make real estate simple, profitable, and stress-free for Los Angeles buyers and sellers . Get clear guidance, patient support, and results that move you forward with confidence
Testimonials
Here's What Past
Clients Said.
I had a truly great experience working with Ceasar. He handled everything with care as if it were his own, always sincere, quick to respond, and incredibly thoughtful throughout the process. He was professional yet warm and easy to talk to, and his negotiation skills were impressive. He understood exactly what I needed and supported me every step of the way, which made the whole experience so much easier and less stressful. I’m genuinely grateful for his help and would highly recommend him to anyone looking for a reliable and caring agent.
Luna Y.
Los Angeles, CA
UMRO REALTY CORP. | CA DRE# 01904054
CAESAR GARCIA
Copyright 2025 . All rights reserved
CAESAR GARCIA | CA DRE# 02292594